Addiction & Long-Term Disability: Are You Covered for Benefits? Addiction resulting from prescription medication, gambling, or other substances, can be mentally and physically debilitating. While some individuals can walk into a casino and gamble a few times a year, others … Continue reading

Disability Claims for Self-Employed Professionals If you are self-employed and have purchased a disability insurance policy, you have assumed that this policy serves as income replacement if you are unable to run your business for a period of time due … Continue reading

How You Can Lose Your Long Term Disability Compensation Have you applied for Long Term Disability coverage and have the feeling you are being followed while out in public? If you have submitted an application for disability or are collecting … Continue reading

Disability Insurance: Expansion of Special Costs   Introduction A recent BC Court of Appeal case, Tanious v. The Empire Life Insurance Company, 2019 BCCA 329 [Tanious], gives disability insurance claimants who take their insurers to court greater prospects of obtaining … Continue reading

Anxiety and Long Term Disability Claims Anxiety has become a far more common challenge for many in recent years. While the severity of symptoms may vary, many of us have experienced a certain level of anxiety at some point in … Continue reading

What Are You Entitled To If You Are Terminated Without Cause? When an employee is terminated without cause, it means they are dismissed for reasons other than workplace misconduct or breach of contract, which would, in that case, be defined … Continue reading

Long-Term Disability Coverage Some insurance policies issue payments for a certain amount of years, while other policies may stop payments after up to a decade. The question, unfortunately, does not have a definitive answer, as every insurance policy is unique. … Continue reading

Termination Without Cause – while on long-term disability The laws covering whether you can be terminated while recovering from long-term disability are complex. Ordinarily, in a case in which an employee is absent from work as a result of illness … Continue reading

In employment law, constructive dismissal takes place when an employee resigns due to unwanted changes to fundamental terms of their employment contract, or due to the employer creating a hostile work environment. Despite no actual firing taking place, the conduct … Continue reading

In the not so distant past, employers viewed mental health issues as temporary and less serious than other physical injuries. At the time, having a mental health disability resulting from a traumatic event was not seen as a legitimate reason … Continue reading