Addiction & Long-Term Disability: Are You Covered for Benefits? Addiction resulting from prescription medication, gambling, or other substances, can be mentally and physically debilitating. While some individuals can walk into a casino and gamble a few times a year, others … Continue reading
Disability Claims for Self-Employed Professionals If you are self-employed and have purchased a disability insurance policy, you have assumed that this policy serves as income replacement if you are unable to run your business for a period of time due … Continue reading
Disability Insurance: Expansion of Special Costs Introduction A recent BC Court of Appeal case, Tanious v. The Empire Life Insurance Company, 2019 BCCA 329 [Tanious], gives disability insurance claimants who take their insurers to court greater prospects of obtaining … Continue reading
Long-Term Disability Coverage Some insurance policies issue payments for a certain amount of years, while other policies may stop payments after up to a decade. The question, unfortunately, does not have a definitive answer, as every insurance policy is unique. … Continue reading
Termination Without Cause – while on long-term disability The laws covering whether you can be terminated while recovering from long-term disability are complex. Ordinarily, in a case in which an employee is absent from work as a result of illness … Continue reading
In the not so distant past, employers viewed mental health issues as temporary and less serious than other physical injuries. At the time, having a mental health disability resulting from a traumatic event was not seen as a legitimate reason … Continue reading
A long-term disability lawsuit can be an intensive, lengthy process. The time it takes depends on the type of disability plan and can be a complex undertaking. The best option is to contact an experienced and knowledgeable long-term disability personal … Continue reading