Multiple sclerosis and long-term disability claims
What is Multiple Sclerosis?
Multiple sclerosis (MS) can affect both the brain and the spinal cord. This can cause a wide range of potential symptoms, including problems with vision, arm or leg movement, sensation or balance.
Multiple sclerosis is a lifelong condition. It can sometimes cause serious disability, although it can occasionally be mild.
Causes of Multiple Sclerosis
Multiple sclerosis (MS) is caused by the immune system attacking the brain and nerves. There isn’t any definitive evidence as to why this happens, but it may be a combination of environmental and genetic factors.
Symptoms
Multiple sclerosis (MS) can cause a wide range of symptoms and affect any part of the body. The way this condition affects each person varies from case to case.
The symptoms of multiple sclerosis can be unpredictable. In some cases, symptoms will develop and then worsen steadily over time. In other cases, the symptoms will come and go.
Relapses are periods when symptoms become worse. Remissions are periods when symptoms improve or disappear altogether.
Some of the most common symptoms include:
- fatigue
- vision problems
- numbness and tingling
- muscle spasms, stiffness and weakness
- mobility problems
- pain
- problems with thinking, learning and planning
- depression and anxiety
- sexual problems
- bladder problems
- bowel problems
- speech and swallowing difficulties
Most people with multiple sclerosis will only exhibit a few of these symptoms.
Treatment
There’s currently no cure for multiple sclerosis (MS), but medicines and other treatments can help control the condition and ease some of the symptoms. Treatment for MS depends on the stage of the disease and the specific symptoms the person has. If you would like more detailed information on specific treatments for MS, please see this page.Why seek legal advice and legal representation?
Long term disability claim
One of the most debilitating symptoms of multiple sclerosis is fatigue. Fatigue cannot be measured objectively in the same way that an x-ray will confirm a broken bone. This inability to “prove” fatigue makes it easier for insurance companies to wrongfully deny your legitimate long term disability claim.
A lawyer familiar with fighting long term disability insurance companies will collect the evidence necessary to defeat your insurance company. This evidence might include evidence from the people around you who confirm that you are unable to put in a full day. If you are forced to rest during the day, they will give evidence of this.
Long-term disability law and Multiple Sclerosis
The law is very clear – if your multiple sclerosis is preventing you from working, you have the legal right to long term disability benefits. The law leaves no room for interpretation.
Long-Term Disability Cases and Tim Louis & Company
I have represented many clients with multiple sclerosis who had been wrongfully denied long term disability benefits by their insurance company. I have always been successful in winning the case without going to trial. A trial can be exhausting even for someone without multiple sclerosis. For a person with multiple sclerosis, a trial can be a very intimidating prospect.
Denied Compensation? Tim Louis can help.
Why work with Tim?
I have been defeating long term disability insurance companies for over 30 years. I do not eat corn flakes for breakfast, I eat insurance companies. My objective is always to win your case without going to trial.
FAQ
What is Multiple Sclerosis (MS)?
What is long-term disability insurance?
What role can a lawyer play in helping someone with MS obtain long-term disability benefits?
What types of long-term disability benefits are available in Canada?
How can I make a long-term disability claim for Multiple Sclerosis?
What is a disability claim denial?
How do I appeal a denied disability claim in Vancouver?
What evidence do I need to provide to appeal a denied disability claim?
Free Legal Consultation with Tim Louis
Further Reading
“Navigating the Long-Term Disability Claims Process” by the MS Society of Canada (https://mssociety.ca/about-ms/living-with-ms/navigating-the-long-term-disability-claims-process ) – This resource provides information on how to apply for long-term disability benefits in Canada, including an overview of the process and tips for success.
“Long-term Disability Benefits for People with MS” by the National Multiple Sclerosis Society (https://www.nationalmssociety.org/Living-Well-With-MS/Work-and-Home/Long-Term-Disability-Benefits-for-People-with-MS ) – This article provides information on the types of long-term disability benefits available to individuals with MS in the United States, and offers guidance on how to apply for these benefits.
“Disability Tax Credit for Multiple Sclerosis” by Disability Credit Canada (https://disabilitycreditcanada.com/disability-tax-credit-for-multiple-sclerosis/ ) – This resource provides information on how individuals with MS in Canada can apply for the Disability Tax Credit, a non-refundable tax credit that can provide financial support for people with disabilities.
“The Multiple Sclerosis Society of Canada’s Guide to Disability Benefits” (https://mssociety.ca/library/document/3s4FpEt27fThaHzyMkV7skJHgZvnXzZC/original.pdf ) – This comprehensive guide provides information on the various types of disability benefits available in Canada, including CPP disability benefits, private insurance benefits, and government programs.
“Understanding Disability Benefits for MS Patients” by the Multiple Sclerosis Foundation (https://msfocus.org/Get-Educated/Publications/MSF-Books/Understanding-Disability-Benefits-for-MS-Patients.aspx ) – This resource provides information on the types of disability benefits available to individuals with MS in the United States, and offers guidance on how to apply for these benefits.
