Slip and Fall Claims in BC
A plain-language overview of how slip and fall claims work, what can strengthen a case, and what to avoid early on.
Read: Slip and Fall Claims in BC
by Personal Injury Lawyer Tim Louis
If you slipped on ice, snow, or slush in Vancouver, the two things that matter most are evidence and deadlines. Where you fell can change who may be responsible and whether you must give written notice to the City within two months.
Speakable summary: Winter evidence disappears fast. Take photos, lock down the exact location, report the incident, and get medical documentation early. If the fall may involve City property, you may be on a short notice deadline, so it is worth getting advice before time runs out.
Reviewed: · By Tim Louis (Personal Injury Lawyer, Vancouver, BC)
In Vancouver, winter injuries often happen in ordinary places: a front step that looked fine an hour ago, a parkade ramp that turns slick when temperatures bounce above and below zero, or a lobby entrance where slush gets tracked in and refreezes near the door. The key issue many people do not realize is that the timeline can start immediately, and it can be short depending on where you fell.
Typical January hazards include:
You do not need to turn into a lawyer at the scene. You just need to protect your health and preserve the basics, because winter evidence disappears fast.
Keep it simple: health first, photos second, identifiers and reporting third.
Get medical help if you need it
If you hit your head, feel dizzy, have severe pain, or cannot safely walk, get help right away. Even if symptoms seem minor, early documentation matters because soft tissue injuries and concussion symptoms often show up later.
Take photos before conditions change
Ice melts. Slush gets mopped. Salt gets spread. Signs appear after the fact. If you can, take:
If it is safe, take a short video walking the area slowly. It often captures slope, lighting, and the “feel” of the space better than still images.
Capture identifiers so the location cannot be disputed later
Write it down in your phone notes:
If it is City-related, note the nearest intersection, landmark, or street sign.
Report it, even if you feel awkward
Ask for an incident report if you are in a store, building, or parkade.
If the building has cameras, ask them to preserve the footage. Many systems overwrite quickly.
Get witness details
Witnesses often disappear before you realize you need them.
Even one neutral witness can matter.
Keep your footwear as-is
Do not clean the soles yet. Put the shoes aside in a bag. Footwear often becomes part of the “what happened” discussion later, and it is better to preserve it than to guess.
Free consultation. If you were hurt in a winter fall and you are worried about proof or deadlines, call 604-732-7678 or email timlouis@timlouislaw.com.
In winter slip and falls, the injury is only half the story. The other half is the location. A fall in a grocery store entrance is handled very differently than a fall on a city sidewalk, even if the injuries look the same.
Quick rule: First identify the space. Then identify who controlled it. That usually tells you which legal lane the claim starts in.
the fall happened inside or right outside a business, rental, strata, or parkade
Start by treating it as private property and identify who controlled the space.
the fall happened on a city sidewalk, street edge, or public pathway
Treat it as public property and assume extra notice rules may apply.
you are not sure which it was
That uncertainty is common, and it is a reason to get advice early, because the deadline lane can change.
If you fell on property owned or controlled by a private party, the claim is usually assessed under the Occupiers Liability Act and the occupier’s duty to take reasonable care.
An “occupier” is not always just the owner. It can include:
If you are not sure who controlled the area, that is common. It is often clarified by management contracts, strata documents, or maintenance records.
If you fell on a City sidewalk or another public space, extra rules can apply.
Municipal claims may involve:
Vancouver has its own framework under the Vancouver Charter, and other BC municipalities generally fall under Local Government Act notice rules. The practical takeaway is simple: public property falls can come with shorter, stricter steps.
A quick caution about mixing rules: People often assume the same rules apply everywhere. They do not. A “slip in a parkade” and a “slip on a public sidewalk” can start in two different legal lanes, even if both involved ice. If you are uncertain whether the spot was private property, strata common property, or City space, that uncertainty alone is a reason to get advice early.
Free consultation. Call 604-732-7678 or email timlouis@timlouislaw.com.
On private property, the core idea is that an occupier must take reasonable care to keep people reasonably safe. Winter does not make a property owner responsible for every fall, but it does raise expectations around monitoring and maintenance when conditions are predictable.
What “reasonable” often turns on:
This is also where evidence becomes powerful. A good photo taken before conditions change can be worth more than a long explanation later.
Vancouver’s public messaging around snow and ice is clear: residents and businesses are generally expected to clear the sidewalk next to their property, and the City commonly references clearing by 10:00 a.m. after snowfall.
That does not automatically decide fault, but it helps frame what “reasonable steps” can look like in Vancouver winters, especially when conditions are forecast, repeat, or easy to anticipate.
In practical terms, it gives you a timeline to document:
If your fall may involve City property or a public sidewalk, the next section on deadlines and written notice is the one to read carefully. That is where many otherwise valid claims get tripped up.
In winter slip and fall cases, time is not just a detail. It can decide whether a claim even gets off the ground. The tricky part is that the deadline depends on where you fell, and public property claims can come with a separate notice requirement that runs much faster than most people expect.
Do this now: If you are not sure whether it was private property, strata common property, a City sidewalk, or another public space, make a note of the exact location today. That single detail often sets the timeline.
If your claim is against the City of Vancouver, the Vancouver Charter requires written notice to be filed with the City Clerk within two months of the date the damage was sustained. The notice must set out the time, place, and manner in which the damage occurred.
Practical points people miss:
Courts can excuse a missing or insufficient notice in limited circumstances, but that is not something you want to rely on. Treat the two-month notice requirement as a hard deadline.
Direct City link (save this):
vancouver.ca — Claims information
Outside Vancouver, many claims against a municipality or regional district fall under the Local Government Act notice rule. Section 736 says the local government “is in no case liable for damages unless” written notice is delivered within two months, setting out the time, place, and manner of the damage.
The Act includes a limited safety valve where notice may still be accepted if there was a reasonable excuse for missing it and the municipality was not prejudiced by the delay. In real life, that can be a narrow lane. It is far safer to act as if the two-month notice rule is firm.
If you even suspect public property could be involved, it is worth getting advice early, so you do not lose time trying to guess who owns the sidewalk or pathway.
Separate from municipal notice rules, BC’s Limitation Act sets a basic limitation period: court proceedings generally must be started within two years after the day the claim is “discovered.”
“Discovery” is not always the same as the date of the fall, but many people treat it that way for planning purposes. If you wait, you risk arguments about when you knew, or should have known, you had a claim.
Important note: Municipal notice is not the only timing issue. Depending on the legal basis of the claim and who the defendants are, there can be additional limitation issues. The safest approach is simple: if public property is involved, assume you are on a short clock until proven otherwise.
Free consultation. If you were hurt in a winter fall and you are worried about deadlines, call 604-732-7678 or email timlouis@timlouislaw.com.
Winter falls are rarely about one dramatic moment. They are usually about a small hazard, a predictable condition, and a lack of reasonable prevention. The challenge is that winter evidence disappears quickly. Ice melts. Slush gets mopped. Sanding happens after the fact. Signs appear once someone has already been hurt.
If you want your claim to be taken seriously, your evidence needs to answer three questions:
This is often the most valuable evidence because it is the hardest to recreate later.
Try to capture:
Tip: A short video walking the area slowly often captures slope, lighting, and the “feel” of the space better than still images.
You do not need special tools. Use what you have.
Even a rough measurement with a key fob or phone for scale can help show the hazard was real and not just “a bit slippery.”
These details matter because they speak directly to reasonable care:
Take photos of these details even if they feel minor. In winter claims, small details often explain the whole event.
If the location has cameras, ask right away for the footage to be preserved. Many systems overwrite automatically, sometimes within days. If you wait, it can be gone even before you start feeling the full impact of the injury.
“Please preserve any camera footage showing the fall and the area for the day of the incident. I will need it.”
A lot of slip and fall cases turn into a disagreement about conditions:
Same-day proof helps. Along with your photos, check official weather data for that date and time. It can help support a pattern of freezing temperatures, precipitation, thawing, and refreezing.
If you fell in a specific micro-area (like a shaded stairwell or a parkade ramp), include context that explains how ice can form even when nearby areas look fine.
Insurers and defendants will look closely at whether the medical record aligns with the mechanism of injury. Make sure the chart reflects what actually happened:
Pain is real, but function is often what moves a claim forward. Track:
A simple daily note in your phone is often enough. You are not writing a diary. You are capturing change.
If a report exists, details matter. If the report is vague, your own notes can fill the gaps:
If you can, request a copy or take a photo of the completed report.
Witnesses do not need to be dramatic. A witness who can simply confirm:
That kind of neutral confirmation can make the case far harder to dismiss.
Free consultation. If you were hurt in a winter fall and you are worried about evidence disappearing, call 604-732-7678 or email timlouis@timlouislaw.com.
Winter hazards cluster in predictable spots. These are the areas where we see repeated patterns.
Parkades are a perfect storm: slope, smooth surfaces, low light, and moisture.
Stairs turn a small slip into a serious fall.
Strata properties often have shared responsibility, and winter maintenance depends on schedules.
The most common winter falls happen right where people think they are safest.
Every case is different, and outcomes depend on evidence, injuries, and how the claim is defended. In general, compensation in a successful winter slip and fall claim can include:
If you are not sure whether your situation is a claim, the safest first step is a short conversation while evidence is still fresh, and deadlines are still manageable.
Free consultation. Call 604-732-7678 or email timlouis@timlouislaw.com.
Some winter falls are straightforward. Many are not. The most common problem is not whether you were injured. It’s that the evidence fades and the timeline tightens before you even realise you’re on a clock.
It’s worth speaking with a lawyer sooner rather than later if any of the following apply:
If the City may be a defendant, there may be a written notice requirement with a short deadline. Waiting to “see how it goes” can cost you options.
Head injury symptoms, fractures, significant back or neck pain, or injuries that affect work and daily life deserve early guidance, even if you are still waiting on imaging or specialist referrals.
Many camera systems overwrite quickly. Preserving footage often makes the difference between a clean, provable case and a dispute about what happened.
Strata walkway or sidewalk? Commercial landlord or the tenant? Private parkade or shared access? In Vancouver, those boundary lines are not always obvious on the day of the fall.
What to bring (even if it’s just on your phone)
You do not need a perfect file. Bring what you have:
If you do not have all of that, do not wait. A short conversation early can help you preserve what is still available.
Free consultation. If you were hurt in a winter fall, call 604-732-7678 or email timlouis@timlouislaw.com.
If the claim is against the City, the Vancouver Charter requires written notice to the City Clerk within two months, describing the time, place, and manner of the incident.
Often, other BC municipalities fall under the Local Government Act notice requirement, which also uses a two-month notice rule.
Many claims run on a two-year limitation period under the Limitation Act, but municipal claims can involve additional rules and timelines, so it’s smart to confirm early.
Clear photos or video of the hazard, exact location details, witness information, and early medical documentation that matches how you were hurt.
If you want a deeper walkthrough, these pages cover the core issues people run into after a winter fall: proof, process, and when getting help early protects your options.
A plain-language overview of how slip and fall claims work, what can strengthen a case, and what to avoid early on.
Read: Slip and Fall Claims in BCA simple step-by-step walkthrough of what usually happens after an injury, from early documentation to resolution.
Read: Steps in a Personal Injury ClaimA practical guide to the situations where legal help can protect your claim, especially when proof or deadlines are an issue.
Read: Do I Need a Personal Injury Lawyer?The main personal injury hub with related topics, common questions, and the fastest ways to reach the firm for a free consultation.
Visit: Personal Injury HubIf you were hurt in a winter slip or fall in Vancouver, you do not have to guess your way through deadlines or proof. A short conversation early can help you understand your options and protect your claim.
Free consultation. Call 604-732-7678 or email timlouis@timlouislaw.com.

Vancouver winter slip and fall claims Winter Slip and Fall in Vancouver: What Evidence Helps and What Deadlines Matter by Personal Injury Lawyer Tim Louis If you slipped on ice, snow, or slush in Vancouver, the two things that matter most are evidence and deadlines. Where you fell can change

“Chemo Brain” and Cognitive LTD Claims in BC: What Evidence Helps By Long-Term Disability Lawyer Tim Louis If your thinking still feels slower or less reliable after cancer treatment, you are not alone, and you are not imagining it. The key is documenting clear, work-related restrictions with medical support, not
By Long-Term Disability Lawyer Tim Louis
If your thinking still feels slower or less reliable after cancer treatment, you are not alone, and you are not imagining it. The key is documenting clear, work-related restrictions with medical support, not just describing symptoms.
If you have finished cancer treatment but your thinking still feels slower, scattered, or unreliable, you are not imagining it. Many people describe “chemo brain” as brain fog, memory slips, and difficulty focusing long enough to do their job safely and consistently.
The challenge is that insurers often treat cognitive symptoms as “too subjective” unless they are documented as functional restrictions tied directly to your work duties. This page explains what evidence tends to help, what commonly weakens claims, and what to do next if benefits are denied, reduced, or reassessed.
Related: Cancer and long-term disability in Canada
https://timlouislaw.com/cancer-and-long-term-disability-in-canada/
If you have made it through cancer treatment, you have already done something hard. What can be surprising is what comes next, when your body is healing but your mind does not feel like it used to.
People often use the term “chemo brain” to describe cognitive changes that can show up during or after treatment. For some, it gradually improves. For others, it sticks around and quietly changes what a normal workday feels like.
What makes this especially frustrating is that it can be invisible. You may look well enough to others, but still feel like you cannot keep up with the pace, complexity, or demands of your job.
Insurance companies rarely decide cognitive disability based on a label alone. They usually frame it in work terms. The question they are really asking is:
Can you do your job consistently, safely, accurately, and reliably over time?
That is why these claims often turn on function, not vocabulary. It is not only “Do you have chemo brain?” It is: What does this prevent you from doing at work, and how often does it happen?
What insurers often focus on:
If you are dealing with chemo brain, you already know how hard it is to explain. You can feel the difference in your thinking, your stamina, and your ability to stay on track, but it can be difficult to “prove” in the way an insurer expects. That gap is where many people get stuck.
Here are three common reasons it happens, and what usually helps move things forward.
After cancer treatment, people want to believe you are back to normal. Sometimes insurers do too. They see that you are no longer in active treatment, you may look healthier, and they assume that means you can return to work.
But visual recovery is not cognitive recovery.
A person can look fine and still be unable to:
This is especially common in professional roles where reliability matters. It is not only about showing up. It is about whether you can perform the work safely and consistently, day after day.
Cognitive symptoms can sound vague if they are described only as “brain fog” or “memory issues.” Insurers often push back when the language stays at that level.
What changes the conversation is making it practical.
These claims become much harder to dismiss when the limitations are documented in terms of:
In other words, it becomes more concrete when your medical records and your work duties are clearly connected. The goal is not dramatic language. The goal is clear, repeatable facts.
Most people with cognitive symptoms have better days and worse days. That is normal. The problem is that insurers may focus on the better days and treat them as proof you can work.
But work rarely depends on having one good day.
Work depends on predictability. If you cannot reliably sustain focus, pace, and accuracy, that affects performance even if you have occasional stretches where things feel manageable.
A claim often turns on:
If you are feeling stuck, it does not mean your situation is not real. It usually means the insurer has not been given a clear, work-connected picture of how these symptoms affect your ability to do your job over time.
When an insurer evaluates chemo brain or cognitive impairment after cancer, they are usually not trying to understand your whole story. They are trying to answer one narrow question: do you meet the policy definition of disability for your job, and for how long?
It helps to know what they tend to focus on. Once you understand the framework, you can stop guessing and start documenting the right things in the right way.
Your job matters. Two people can have the same symptoms and very different outcomes depending on what their work requires.
Roles with higher cognitive load are often harder to perform with chemo brain, especially when the job depends on:
Insurers often compare your symptoms to what they believe your job demands. Strong claims describe the work in practical terms, not just job titles.
A diagnosis alone rarely carries an LTD claim. Insurers usually want restrictions and limitations that show what you can and cannot do in real work conditions.
In cognitive claims, insurers often look for what breaks first, such as:
What matters is not that you have a difficult day. What matters is whether you can perform your essential duties consistently and reliably.
Insurers tend to weigh patterns over time. One appointment note is rarely enough.
They often look for:
This does not mean you need to be in a specialist’s office every week. It means your medical record should not go silent while the insurer is making decisions about your ability to work.
Context matters in chemo brain claims. Insurers often review timing closely, including:
A clean, consistent timeline supports credibility when it matches what you are reporting. It can also prevent problems if the insurer is looking for gaps or contradictions.
Insurers sometimes send claimants to an exam or have a clinician review the file without meeting you. These assessments can be frustrating because they may not reflect how chemo brain affects real work.
What these reviews often miss includes:
Strong claims do not rely on a single assessment. They build a consistent, work-connected evidence trail that reflects real life, not a short appointment.
If you are dealing with chemo brain, you may already feel like you are having to “prove” something that is very real. The good news is that cognitive LTD claims do not succeed because someone uses the perfect phrase. They succeed when the evidence clearly connects three things:
That is what insurers are measuring. The goal is not to overwhelm them with paperwork. The goal is to build a clean paper trail that matches how they make decisions.
Insurers usually give more weight to medical notes that do more than list a diagnosis. The strongest notes tend to include:
One practical takeaway: it helps when your medical record uses functional language, not only “brain fog.”
This is one of the most overlooked pieces of evidence, and it is often the easiest to improve. A job title does not show cognitive load. A “day-in-the-life” summary does.
Useful details include:
This is also one of the most shareable parts of a public-facing guide because it explains, in real terms, what cognitive disability looks like at work.
Insurers usually respond better to limits that can be described consistently over time. Examples include:
This is not about turning your life into numbers. It is about describing your limitations in the same frame the insurer uses: consistent, safe, accurate, reliable.
Many people try to push through, reduce hours, or accept modified duties. That effort can support a claim if it is documented properly.
Strong evidence often includes:
This can be persuasive because it shows you were not avoiding work. You were trying to make work possible.
Insurers look for consistency across:
The most credible claims usually describe patterns in plain language without exaggeration. The goal is clarity and consistency, not intensity.
Some claims benefit from additional medical support, especially when:
The key is not collecting reports for the sake of it. The key is whether the report supports functional limitations that match your work.
When cognitive symptoms stay vague, insurers often respond with vague conclusions. The fix is to link symptoms to job duties and reliability.
Many people try to return and then quietly fall apart afterwards. If that crash is not documented, an insurer may treat the attempt as proof you can work.
If you attempted work and it did not hold, it helps to document:
Inconsistency is one of the fastest ways for an insurer to question credibility. You do not have to be perfect. You want your story to be steady across records.
A single photo or outing can be misread as evidence you can work full time. Context matters:
Insurers often do not add context on your behalf. That is why being careful matters.
When your thinking is not reliable, everything feels harder. Work. Paperwork. Phone calls. Even explaining what is wrong. If you are dealing with chemo brain, you do not need more pressure. You need a clear next step you can actually follow.
This checklist is designed to help you avoid common mistakes insurers use later, and to help you protect your claim without turning your life into a full-time project.
You do not need to write a novel. A few lines a day is enough. The purpose is to capture patterns you will forget later.
Try a simple format like:
This is not about drama. It is about clarity.
Insurers respond better to “what you cannot do reliably” than to “how you feel.” You are not telling your doctor what to write. You are helping them understand what your job requires and what is breaking down.
Useful examples of functional language:
This is one of the best things you can do early. A claim is easier to understand when the demands of the job are clearly on the page.
Save:
First, take a breath. A denial letter can feel personal. It is not. It is a decision letter written to support an insurer’s position. What matters now is how you respond.
Free consultation. If your benefits were denied, cut off, or reassessed, consider calling before you submit a detailed response.
This is a common turning point. The insurer’s focus often shifts from “can you do your own job” to “can you do any job.” That change can catch people off guard.
If you are dealing with brain fog, memory lapses, or slowed thinking after cancer treatment, it helps to gather a clean package of documents before you respond to an insurer. This is not about writing a perfect story. It is about building a clear record that matches the policy language and your real work demands.
These letters often contain deadlines and the insurer’s exact reasons. Those details matter.
If you do not have these documents, do not panic. Many people do not. We can often work from the insurer’s letters and plan materials.
Cognitive claims often turn on whether you can do the job reliably, not whether you can do one task on a good day.
It helps when records describe function in plain language, not only labels.
This is often persuasive evidence because it is real-world and time-stamped.
If you are unsure what something means, it is often safer to pause and get advice before you answer.
If your benefits were denied, cut off, or reassessed, consider calling before you send a detailed response. A clean paper trail matters.
This page is general information, not legal advice. Every claim depends on the policy and the facts.
It can, when cognitive symptoms create consistent restrictions that stop you from doing your job reliably. The key is showing how attention, memory, processing speed, and mental stamina affect real work duties over time.
Not always. Some claims are supported through consistent clinical notes, a clear job-demand picture, and well-documented functional restrictions. In other situations, additional assessment may be considered. The right approach depends on the policy, the job, and what evidence already exists.
Fluctuation is common. Many people have better mornings and harder afternoons, or a few good days followed by a crash. A claim often turns on reliability, unpredictability, and recovery time, not a single snapshot.
Cut-offs can happen during reassessments, including “any occupation” reviews. The insurer’s reason in the letter and the evidence on file usually determine the best next step.
Insurers can look at activity and argue it proves work capacity. Context matters, but it is safest to assume activity can be misunderstood. The best protection is consistent medical documentation and a clear explanation of how symptoms affect work reliability, pace, and accuracy.
Call 604-732-7678 for a free consultation if you have been denied, cut off, or pressured to return to work before you are ready.
If you are reading this because your thinking has not bounced back after treatment, you are not alone, and you are not making it up. Cognitive symptoms can be life-altering, especially when your job depends on focus, pace, accuracy, or decision-making.
If you want to go one step deeper, these pages can help you understand the bigger picture and the options that may be available.
A practical overview of how cancer-related illness and treatment side effects can affect LTD eligibility, and what insurers tend to focus on.
If you have been denied, cut off, or pushed into a reassessment, this page explains how appeals typically work and why evidence and timing matter.
A central resource with common LTD problems, next steps, and guidance on what to gather before you respond to an insurer.
A deeper explainer on cognitive symptoms and how insurers often assess them across different conditions. (Link will be added once published.)
A plain-language guide to the basics: timelines, forms, evidence, and practical habits that help protect your claim.
If your benefits were denied, reduced, or reassessed, it is often worth calling before you send a detailed response. A clean paper trail matters.
This page is general information, not legal advice. Every claim depends on the policy and the facts.
If your long-term disability claim has been denied or cut off, the guides below can help you understand the next steps, gather the right evidence, and protect your rights in British Columbia.

Vancouver winter slip and fall claims Winter Slip and Fall in Vancouver: What Evidence Helps and What Deadlines Matter by Personal Injury Lawyer Tim Louis If you slipped on ice, snow, or slush in Vancouver, the two things that matter most are evidence and deadlines. Where you fell can change

“Chemo Brain” and Cognitive LTD Claims in BC: What Evidence Helps By Long-Term Disability Lawyer Tim Louis If your thinking still feels slower or less reliable after cancer treatment, you are not alone, and you are not imagining it. The key is documenting clear, work-related restrictions with medical support, not
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