Legal Insights from Tim Louis & Company
Helping You Understand Long-Term Disability, Personal Injury, Employment Law, and Estate Issues in British Columbia
At Tim Louis & Company, we believe that legal advice should be clear, accessible, and grounded in real-life experience. That’s exactly what you’ll find here on our blog. Whether you’re dealing with a denied long-term disability claim, navigating a workplace issue, or facing the complexities of estate planning or probate, our posts are written with you in mind.
From our office in Vancouver, British Columbia, we’ve spent decades helping people across BC make informed decisions about their legal rights. This blog is an extension of that commitment — a place where we share timely updates, explain key legal issues in plain language, and offer insights based on the cases we handle every day.
Feel free to explore the topics that matter most to you. And if something sparks a question or you’re ready to take the next step, we’re only a call or message away.
Latest Law articles by Tim Louis

Addiction & Long-Term Disability: Are You Covered for Benefits?
Addiction & Long-Term Disability: Are You Covered for Benefits? Addiction resulting from prescription medication, gambling, or other substances, can be mentally and physically debilitating. While some individuals can walk into a casino and gamble a few times a year, others can become chronically addicted. According to the Centre for Addiction and Mental health, 1 in 5 Canadians experience a mental

Disability Claims for Self-Employed Professionals
Disability Claims for Self-Employed Professionals If you are self-employed and have purchased a disability insurance policy, you have assumed that this policy serves as income replacement if you are unable to run your business for a period of time due to injury or illness. Private disability insurance is commonly more expensive than group insurance, and generally, the type of coverage

Surveillance: How You Can Lose Your Long Term Disability Compensation
How You Can Lose Your Long Term Disability Compensation Have you applied for Long Term Disability coverage and have the feeling you are being followed while out in public? If you have submitted an application for disability or are collecting disability compensation, your intuition may be accurate, as there is a good chance an insurer has hired a professional private
Disability Insurance: Expansion of Special Costs
Disability Insurance: Expansion of Special Costs Introduction A recent BC Court of Appeal case, Tanious v. The Empire Life Insurance Company, 2019 BCCA 329 [Tanious], gives disability insurance claimants who take their insurers to court greater prospects of obtaining special costs against their insurer, even absent malicious conduct. However, the specific details of the case are very important. This
Anxiety and Long Term Disability Claims
Anxiety and Long Term Disability Claims Anxiety has become a far more common challenge for many in recent years. While the severity of symptoms may vary, many of us have experienced a certain level of anxiety at some point in our lives. For some people, anxiety and panic levels can interfere with daily activities — requiring professional help to cope

Terminated Without Cause?
What Are You Entitled To If You Are Terminated Without Cause? When an employee is terminated without cause, it means they are dismissed for reasons other than workplace misconduct or breach of contract, which would, in that case, be defined as ‘termination with just cause.’ Oftentimes termination without cause occurs during times of economic downturn or when a company is


