Anxiety and Long Term Disability Claims

Anxiety has become a far more common challenge for many in recent years. While the severity of symptoms may vary, many of us have experienced a certain level of anxiety at some point in our lives. For some people, anxiety and panic levels can interfere with daily activities — requiring professional help to cope and help manage the symptoms.

Below are the 5 most common types of anxiety disorders:

Panic Disorder

People who suffer from panic disorder experience sudden and ongoing intense feelings of terror and emotional control loss. Many symptoms are unique to each individual and can include a racing heartbeat, shortness of breath, dizziness, nausea, chest pain, and numbness, to name a few. According to the National Institute of Mental Health, women are twice as likely to suffer from the condition.

Obsessive-Compulsive Disorder (OCD)

A mental health disorder that affects individuals of all ages, OCD occurs when a person gets caught up in a pattern of sudden compulsions and obsessions. These obsessions (thoughts/images/behaviours are not welcomed by the person and can severely disrupt important daily activities.

Generalized Anxiety Disorder (GAD)

GAD can be characterized by persistent, uncontrollable, ongoing worry about a wide variety of things and events. People who suffer from this disorder excessively worry and anticipate disaster — even if there is no reason to warrant this type of worry. Symptoms can include irritability, having a constant sense of danger, difficulty concentrating, disrupted sleep, fatigue, and increased rapid heartbeat, to name a few.

Post-Traumatic Stress Disorder (PTSD)

PTSD can develop after being exposed to a traumatic event such as a motor vehicle accident, natural disaster, war, assault, a threat with death, or witnesses who have experienced these traumatic events. People with PTSD feel a heightened sense of danger, causing them to feel fearful even when, in reality, they are safe. This is due to the natural fight-or-flight response, which is altered with those who suffer from the disorder.

Social Anxiety Disorder (SAD)

Social Anxiety Disorder, also known as social phobia, is a type of anxiety disorder that causes extreme distress in social settings. Social anxiety is different from shyness, as it is more extreme, persistent, and debilitating. Symptoms can include nausea, rapid heartbeat, trembling, excessive sweating, worrying for days before a social event, excessive worry about embarrassment, missing school, or work because of anxiety. These are just a few symptoms that can take over someone’s life in a negative way.

Why Long-Term Disability Claims are Denied

Long-term disability claims may be denied because of the lack of regular medical care or treatment. Ensuring that you attend all medical appointments and any necessary prescribed medication from a professional specializing in mental health is essential if you want to reduce your chances of having a long-term disability claim denied.

Documentation is Important

Having all of the correct documentation in order and submitted on time is a must for any long-term disability claim submission. Hiring an experienced lawyer specializing in long-term disability claims can ensure that you have all of the correct documents submitted within the specified time frame and any other necessary details that must be sent with your long-term disability application.

Contact Tim Louis & Company Today

An anxiety disorder can have a lasting impact on one’s quality of life. If you or a loved one is experiencing anxiety and has been unable to work because of the condition, contact Tim Louis and his compassionate and experienced legal team today by calling 604-732-7678 or email timlouis@timlouislaw.com. We will make sure to evaluate your situation and advise the best options.

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Long-Term Disability Lawsuit | Tim Louis & Co

Long-Term Disability Lawsuits: Know the Steps

A long-term disability lawsuit can be an intensive, lengthy process. The time it takes depends on the type of disability plan and can be a complex undertaking. The best option is to contact an experienced and knowledgeable long-term disability personal injury lawyer for trusted advice.

Which Disability Plan Do You Qualify For?

First, your lawyer must determine which disability plan you qualify for:

Short-term disability
Employer sick pay
Employer insurance sickness benefits
Canadian pension plan (CPP)
Long-term disability
Canadian pension plan

Professional Medical Support

Secondly, in order to begin the process, you must have medical evidence supporting your disability claim. Without support from a medical professional, a long-term disability lawsuit claim cannot move forward.

When You Apply for Disability

Ensure that you collect and accurately fill out all related paperwork and/or applications for disability coverage and submit them. If you have any questions, contact your trusted lawyer for clarification – it’s essential that applications for disability are filled out completely before submission, and of course, turned in by the deadline.

Right After You Apply for Disability

Once you have submitted your application for disability, it’s important to know that you may harm your benefits during the transmission period from an employee, to someone on sick leave. For instance, if your employer requests that you accept a severance package, or encourages you to resign from the company, do not agree under any circumstances. If you agree with any of the aforementioned, ruining your chances of receiving disability will be likely (resigning from the company revokes your ability to receive disability benefits).

Waiting for a Decision

In some cases, you may have to be patient when it comes to waiting for a decision to be made on your disability lawsuit. However, generally, it takes roughly 30 days after you have submitted your application. If you have waited longer than 30 days, ensure that you follow up with your lawyer.

When Do I File a Long-Term Lawsuit?

If your disability claim is denied or the amount you sued for is less than you require, your lawyer will assist and collect all of the required documentation to present as evidence for your long-term disability lawsuit. Additional medical examinations may be required to show that you have a disability and are unable to commence work – this filing is called a Statement of Claim.

The Discovery Process

During the discovery process, both parties meet and are interviewed under oath. Your lawyer will spend the time required to prepare you for the questions and explain the entire procedure. Your lawyer will also request all applicable documentation and a detailed explanation as to why their decision was met. Once all information has been reviewed, your lawyer will discuss your options as to whether negotiating a settlement is recommended or whether proceeding to trial is a risk worth pursuing.

Negotiation VS. Trial

Negotiation:

Usually negotiating a fair settlement is a logical alternative than moving forward to trial. If both parties are satisfied with the settlement compensation amount, there is obviously no reason to go to trial and the lawsuit will be dismissed. However, if the insurance company does not agree to a fair settlement, the case can go to trial where an actual judge makes the decision.

Trial:

Trials require substantial preparation and unfortunately may take 2 years or more for the case to even enter the courtroom. A trial, of course, can go two ways: the insurance company can agree to pay you back benefits — plus your current benefits, OR if the decision goes against you, you receive no benefits. Note that a judge may require you to pay part or all of the insurer’s legal fees – one reason why it’s better to reach a settlement over taking a risk by going to trial.

“Oftentimes it’s a relief just to turn the case over to a lawyer so it can be fought vigorously on their behalf…just knowing that someone is fighting the battle so they can concentrate on the quality of life issues can be a huge benefit.” – Tim Louis
http://timlouislaw.ca/bctimlouislaw/long-term-disability-attorney-vancouver-bc/

Tim Louis & Co has been representing those who suffer from long-term disability for over 2 decades. He has successfully sued some of the largest insurance companies in the world on behalf of deserving clients and has appealed the decisions of the Federal government in CPP disability claims on behalf of clients. Tim Louis and his compassionate, experienced team can give you the reliable and trusted advice you deserve. Contact 604-732-7678 or email timlouis@timlouislaw.com for a free consultation.

Injured? Hire a personal injury Lawyer | Tim Louis and Company

Leading Accidents that Result in Concussion

A concussion is a mild form of Traumatic brain injury (TBI) that affects brain function and usually caused by a blow to the head, bump, violent shake or any blunt force to the area. Concussions are usually temporary but are a common result of motor vehicle accidents or any other form of personal injury. It’s important to note that even a violent shake of the upper body can cause a concussion.

Most of those who suffer from a concussion, recover quickly and fully. However, in more serious cases, symptoms can last for weeks or longer.

Symptoms of a Concussion

It’s important to know that concussions don’t always present symptoms. If symptoms do show up, they may not present themselves right away and can last for days, weeks or longer. The most common symptoms of a concussive traumatic brain injury are amnesia (memory loss), headaches and disorientation.

Physical Symptoms of Concussion:

Ears ringing
Headaches
Nausea
Vomiting
Fatigue
Blurry vision
Fluid or blood draining from the nose or ears

Other symptoms may include:

The inability to remember the traumatic event that caused the concussion
Confusion
Feeling of dizziness / Confusion
Problems with speech
Sleep disturbances
Feelings of depression, nervousness and/or anxiety
Feeling isolated or alone

When to Seek Medical Attention

Seek medical attention immediately if you or your child has suffered from a head injury – even if emergency care isn’t required.

Leading Accidents that Result in Concussion:

Motor Vehicle Related Injury

Motor vehicle accidents are a common cause of mild or severe TBIs or concussions. These head injuries can occur from any head injury such as hitting the dashboard, driver window or another passenger.

Slip & Falls

When you think about a slip and fall injury, you probably imagine sprains, broken bones, bad bruises or pulled tendons. Head injuries though are very common – so common in fact that they are one of the leading causes of mild to very severe, life-changing forms of concussion.

Any of these slip and fall accidents can result in a mild to severe concussion:

Slipping on the wet floor
Falling in a store and knocking your head on the floor or against a shelf
Tripping over an obstacle or crack on the sidewalk resulting in a blow to the head
Falling in around someone’s residence and knocking your head

Assaults

It’s obvious that victims of any type of physical assault are at risk for having a concussion. Any blow to the head, twist and or fall can result in a mild to serious head injury.

Playing Sports

The Public Health Agency of Canada Reports that for females, approximately 20,000 (45%) of brain injuries result from sports and recreation. For males, approximately 26,000 (54%) of brain injuries result from sports or recreational injuries.

According to the Canadian Hospitals Injury Reporting and Prevention Program (CHIRPP), Ice Hockey, Rugby and Ringette are the most common sports with the highest the proportion of brain injuries among children and youth 5-19 years of age, ranging from 27% to 44% of all injuries that happened while playing these sports.

According to the government of Canada, 1 in 2 Canadians has little to no knowledge about concussions. Since only 4 in 10 Canadians are aware of available concussion tools and resources, we have added some reliable and trusted sources below to learn more about the causes and treatment of mild or severe concussions.

Contact A Trusted Personal Injury Lawyer

If you or a loved one has suffered from a mild or severe concussion resulting from a motor vehicle collision, or slip and fall, Tim Louis and his compassionate and talented legal team can give you the reliable, trusted advice you require. Contact us today for a free consultation at 604-732-7678 or TimLouis@TimLouisLaw.com

Sources:

https://www.canada.ca/en/public-health/services/diseases/concussion-sign-symptoms/concussion-sport-infographic.html

https://my.clevelandclinic.org/health/diseases/15038-concussion

Personal Injury Claim for Your Kids | Tim Louis & Company Law in Vancouver

Personal Injury Claims for Children

For any parent or guardian, knowing that a child in their care has been injured can be a stressful ordeal. Of course, the number one concern after a vehicle collision is the child’s well being. However, if you are unsure about the next steps to take after an accident, we have gathered essential information necessary to ensure your child’s personal injury claim is filed. Note it is always best to contact an experienced personal injury lawyer to alleviate the stress of dealing with a complex claim involving children.

Personal Injury Claims for Minors

Personal injury claims for children can be an intricate and complex process. As much as you may want to just focus on your child’s health during this difficult, stressful time, it’s important to be aware of the steps necessary to ensure that your child’s injury resulting from an accident is documented and a personal injury claim is submitted as soon as possible.

Start a Claim As Soon As Possible

It is always ideal to start a claim sooner rather than later. If a claim is submitted immediately, key evidence can be submitted before it is lost and any witnesses will still have clear details of the accident fresh in their mind — which will, in turn, help the claim.

Children do not always have the ability to articulate express their feelings – so documenting any changes in mood and behaviour is important. Children’s claims can span a number of years — another good reason to start a claim immediately and document every detail along the way.

How Long Does a Child Have to Make a Personal Injury Claim?

Another good reason to start a claim right away is the fact that there can be certain time limits to adhere to. As an example, if a child has been injured in a vehicle collision, he or she may be entitled to ICBC part 7 benefits (a no-fault portion of ICBC insurance coverage). http://www.bclaws.ca/civix/document/id/complete/statreg/447_83_07

ICBC Part 7 Benefits include the following:

Medical and rehabilitation benefits
Funeral and death benefits
Disability (lost earnings) benefits

The most commonly known limitation for child claims is 2 years, which doesn’t start until the child turns 19. Another less common limitation in relation to ICBC is also 2 years, but begins right after the crash occurred – and can end as early as the 1-year mark after the accident occurred.

Compensation Settlements for Children

BC law recognizes that children under the age of 19 may be unaware of their rights and may not be able to fully understand the complexities of the situation and are unable to represent themselves. For this reason, minors are prohibited from representing themselves and require an adult to submit the personal injury claim on their behalf. There are 2 options available:

1. A litigation guardian can be appointed
(Typically a parent or close relative will pursue a claim on the child’s behalf)

2. The child may wait until their 19th birthday to pursue a claim. When this happens, he/she has 2 years in which to submit a claim (must be settled by his/her 21st birthday).

Speak to a Lawyer Right After Your Child’s Accident

Personal injury cases involving children are extremely complex. If you or your child has been injured in a motor vehicle collision in Metro Vancouver, Tim Louis and his compassionate and experienced team can give you the reliable and trusted advice you deserve, deal with ICBC on your behalf and ensure that the limitation for your child’s Part 7 ICBC benefits does not get missed. Contact us today for a free consultation and we’ll do everything we possibly can to get the personal injury settlement your child deserves. Contact 604-732-7678 or timlouis@timlouislaw.com. We’re here to help.

Sources:
http://www.bclaws.ca/civix/document/id/complete/statreg/447_83_07

Repetitive Strain Injuries: What You Need to Know

When we think about workplace injuries, we often think about slip-and-fall accidents, injuries resulting from falling objects or the various back and neck strains that come with the territory within many workplaces. However, some work-related accidents are often far less dramatic.

A number of injuries occur over time, through constant repetition of daily tasks, which negatively impact the body causing strain to sensitive joints and muscle groups. These repetitive strain injuries, or RSI, can have a long-lasting effect on our health and daily life.

Injuries Resulting From Repetitive Motion

A Repetitive Strain Injury, whether it is temporary or permanent, will need rest or a change in daily habit that provides time to heal. It is crucial to see a medical professional right away to prevent any further damage to the muscles, ligaments, nerves or tendons through continuous, repetitive motion.

Most Common Repetitive Strain Injuries

typing Repetitive Strain Injuries (RSI) can result from a buildup of damage to muscles, tendons, and nerves from repetitive motion or strain on specific parts of the body. Repetitive Strain Injuries are quite common and may be caused by a variety of common work activities, including:

Using a computer mouse or trackpad
Excessive typing (data entry)
Swiping items at a supermarket checkout/cash register use
Grasping and manipulating tools
Working in an assembly line environment
Training for sports or other athletic activities

Some commonly diagnosed Repetitive Strain Injuries are:

Tendonitis (inflammation of the tendon)
Pertendonitis (inflammation of the sheath of a tendon)
Trigger finger (difficulty bending or straightening any of the fingers which is caused by inflammation and thickening of the tendon)
Tenosynovitis (inflammation of the fluid-filled sheath that surrounds a tendon causing joint pain and stiffness)
Carpal Tunnel Syndrome (numbness, tingling and pain in the hand or arm resulting from compression of the median nerve which is squeezed as it travels through the wrist
Epicondylitis (inflammation of tendons surrounding an epicondyle)
Bursitis (inflammation of the bursa sac which is common around the elbow, hips, knees and shoulder)

Repetitive Strain Injuries

What Are the Symptoms?

There are many possible causes of repetitive strain injuries and a wide range of symptoms that result. Tenderness or pain the affected muscle or joints are common, a throbbing or pulsating sensation in the affected area and or tingling in the hands or arms. Any other symptoms will depend on which part of the body is affected.

It’s important that you visit a medical professional for a proper diagnosis as soon as you experience symptoms to prevent any further damage over time.

Repetitive Strain Injury Prevention

The primary ways in which you can reduce the risk is to stop or limit the intensity of the activity. If the activity cannot be stopped, tips for reducing the risk may include:

Taking breaks: Taking regular breaks from any repetitive task may help reduce the strain on your body.

Stand up: Standing up, stretching and frequently moving your limbs may reduce the risk. Stretch your back, arms, fingers and legs regularly.

Vision break: Rest your eye muscles by looking up and staring for a moment at objects in the distance or simply looking around the room. The key is to give your eyes a regular break from screen time.

Overall health: Eat healthy and get regular exercise to keep your body as resilient as possible, and try to avoid smoking, as this reduces blood flow and oxygen in the body.

Posture: Try to keep yourself from slouching. Ensure your desk, chair and computer screen are aligned as much as you can in an ergonomic setting.

Wrists: Avoid bending or overextending your wrists, and keep the arms, wrists and fingers aligned when typing as much as possible.

Typing: Try to touch type as much as possible and avoid hitting your keys too hard.

Keyboard Shortcuts: Try to use keyboard shortcuts whenever possible, as this can reduce the amount of typing needed.

Mouse or Track-pad: Do not grip too tight or press too hard, and try to slow your speed in order to reduce muscle tension in your hand and wrist.

Temperature: Keep an eye on the temperature of your work area and regulate where necessary.

Phone Use: If you need to use a phone while working, try wearing a headset as this will keep you from needed to grip the phone for long periods or needing to clamp the phone between your head and shoulder.

You can trust Tim Louis & Company to ensure the best possible outcome for your personal injury case

These common RSI injuries can have a lasting impact on one’s health and quality of life. If you or a loved one has experienced a serious injury while on the job, contact Tim Louis and his compassionate and experienced legal team today by calling 604-732-7678 or email timlouis@timlouislaw.com.

Sources:
https://www.enjuris.com/workplace-injury/repetitive-strain-injuries-work.html

https://my.clevelandclinic.org/health/diseases/17424-repetitive-stress-injury

https://www.mayoclinic.org/healthy-lifestyle/fitness/in-depth/overuse-injury/art-20045875

Fibromyalgia & Chronic Pain

Fibromyalgia & Chronic Pain – we can help!

Fibromyalgia is a neurological condition that causes widespread musculoskeletal pain that can be triggered by physical trauma to the body from an accident or from the mental stress of dealing with an injury.

For years, Fibromyalgia was often misdiagnosed. Today, medical professionals recognize Fibromyalgia & Chronic Pain as a chronic medical condition that can cause extreme pain for both men and women. According to the Arthritis Society, Fibromyalgia affects 2% of Canadians with 80 to 90% of patients with Fibromyalgia being women.

Fibromyalgia is not life-threatening; nor is it damaging to muscles, joints or organs. However, it does impact one’s quality of life. Living with chronic pain can prevent patients from working, socializing and even completing day-to-day tasks.

If you or a loved one is suffering from Fibromyalgia resulting from an accident, contact our trusted and experienced team at Tim Louis & Associates.

Fibromyalgia Symptoms

Fibromyalgia & Chronic Pain - Get the help you need Pain is the most common symptom of Fibromyalgia. Patients may experience widespread or specific pain in certain areas of the body, which may include the neck, back, chest, arms and/or legs. Often the pain is felt when firm pressure is applied to muscles, tendons and or soft tissue.

Other symptoms may include:

Headaches
Extreme sensitivity to touch
Stiff muscles
Irritability
Widespread pain all over the body, with some areas worse than others
Fatigue
Cognitive issues also known as ‘brain fog’
Irritable Bowel Syndrome (IBS)
Disturbed sleep
Abnormal temperature regulation

Other Symptoms

Restless leg syndrome
Depression and or anxiety
Painful periods
Occasional dizziness
Extreme sensitivity to temperature and scents

Fibromyalgia Causes

The exact cause of fibromyalgia is still unknown. For certain people, FM can be the result of a stressful, traumatic event such as a vehicle collision or can be triggered as a result of repetitive injuries, certain diseases, or illness. Research studies have also found that there is a genetic component to Fibromyalgia.

Diagnosis

While there are no lab tests to confirm a Fibromyalgia diagnosis, there may be other illnesses that present the same symptoms. A doctor may want to order blood tests to rule out other conditions that may include:

Cyclic sedimentation rate test
Complete blood count test
Rheumatoid factor test
Thyroid function test
Erythrocyte sedimentation rate

Additional tests may be ordered depending on symptoms, which may include X-rays or an EMG to test the muscle’s electrical activity.

Treatment

Although there is no cure for Fibromyalgia, certain medications that can help reduce and manage pain or other symptoms associated with FM. Your doctor will recommend the best options for your unique needs. These medications may include:

Pain relievers (over-the-counter or prescription)
Anti-seizure medication
Anti-depressants

Fibromyalgia & Chronic Pain Relief

Research has shown that Fibromyalgia patients can reduce symptoms with proper self-care and lifestyle changes. Adequate sleep, managing stress and practicing low impact exercises such as water therapy and aerobics can help reduce symptoms over time. It’s important to consult with a medical professional that can recommend the right treatment to benefit a Fibromyalgia patient’s unique needs.

We Will Help Get You Compensation for Your Fibromyalgia & Chronic Pain

Fibromyalgia is a painful illness that can affect one’s quality of life and cause chronic pain. If you or a loved one is suffering from Fibromyalgia resulting from an accident, contact our trusted and experienced team at Tim Louis & Associates. Our goal is to help you get the compensation you deserve. Book a free consultation with us today by contacting us at 604-732-7678 or email: timlouis@timlouislaw.com

Sources:

https://www.mayoclinic.org/diseases-conditions/fibromyalgia/diagnosis-treatment/drc-20354785

https://arthritis.ca/about-arthritis/arthritis-types-(a-z)/types/fibromyalgia

Social Media and ICBC | Tim Louis & Company Law in Vancouver

Social Media and Your ICBC Claim

These days, who doesn’t have a social media account? While social media was once a place where college students kept each other updated on their day-to-day lives, now even grandparents are on Facebook. Many have become addicted to posting every aspect of their lives without thinking about who might view their social media activity.

Potential Damage to Your Personal Injury ICBC Claim

investigating As of 2010, ICBC set up their Special Investigations and Cyber Unit to help reduce potentially exaggerated or fraudulent claims.

If you have been injured in a vehicle accident, it’s safe to say that ICBC’s adjusters and investigators will be digging deeper into your background and accessing your Facebook, Twitter, Instagram and/or YouTube accounts. Any inconsistencies can hurt your credibility and claim. For instance, ICBC adjusters and investigators will examine what you are saying on social media to people treating you versus what you are saying to ICBC adjusters on record. Any inconsistencies between what you are saying to family and friends on social media versus what you are telling on ICBC will be examined.

This skilled team conducts deep searches on social media sites seeking photos and updates on individuals who claim that they have been unable to work due to their injuries, and then contradict their claim by posting photos or updates of themselves being physically active.

Best Ways to Protect Your Claim Via Social Media

The first step is to be aware – the next step is to take the provisions necessary to ensure you don’t damage your ICBC claim. We have compiled a list of tips to help ensure that you don’t potentially damage your ICBC claim. It’s always a good idea to contact your personal injury lawyer who will provide you with tips:

Search your name in Google for anything you feel ICBC may use against your claim.
Applying strict privacy settings to your social media account will not necessarily keep your account private and inaccessible to outsiders. It is a fact that ICBC can gain access to private social media accounts by court order.
Be aware when posting on any social media platform. Understandably, you want to share positive moments in your daily life with family and friends – however take great care in realizing that once ICBC has gained access to your private accounts, anything they deem to be inconsistent with your claim may be used against you in court.
Some people do not realize that Facebook owns Instagram. Ensure that you go through both accounts and delete any content that may be deemed harmful to your ICBC case (contact your lawyer before deleting photos or content).
Do not accept friend requests from people you do not know.
Do not post any personal thoughts, conversations, information or any photos in relation to your case.
Keep your family and friends in the loop and ask them not to post or tag you in any photos.
You should obtain legal advice before deactivating or deleting your Facebook account as ICBC may accuse you of destroying relevant evidence.

Let An Experienced Personal Injury Lawyer Handle your ICBC Claim

If you have any questions or concerns about the use of social media in a personal injury claim, we have the expertise and knowledge necessary so you don’t have to worry about saying or doing anything that may jeopardize your claim. Contact our compassionate and experienced legal team at Tim Louis Law & Associates.

To book your free consultation, call 604-732-7678 or email timlouis@timlouislaw.com. We’re here to help.

Sources:
https://www.icbc.com/about-icbc/Pages/fraud.aspx
https://www.straight.com/article-256851/tim-louis-beware-icbc-trolling-through-yourfacebook-photos

Airbag Sign | Tim Louis & Company Law in Vancouver

Most Common Airbag Injuries

airbag injuries

Airbag Injuries

Airbags have been designed to quickly deploy in a vehicle collision to protect your upper body and head from hitting the steering wheel or dashboard. Airbags can prevent injury and saves lives. However, injuries can happen – whether it is from airbag malfunction or improper positioning in a vehicle, it’s essential to recognize that personal injuries may still occur.

Where are Vehicle Airbags Located?

Front airbags are situated in the steering wheel hub of the vehicle and the passenger-side dashboard. In newer cars, airbags are located in the front and on the sides. Side airbags have been designed to protect occupants from side impact during rollover accidents. If you have airbags in your vehicle, ensure that you are familiar with airbag
locations and safety requirements by reading your vehicle owner’s manual before installing child restraint car seats.

How Do Airbags Work?

air bag warning sticker A vehicle collision results in rapid deceleration, which triggers the front airbags. Nitrogen gas is produced, resulting in inflation at speeds of roughly 300Km/hour in order to protect your head and chest in a high-speed collision. Seatbelts are usually enough to protect the driver and front passenger in a low-speed collision – protecting the occupant’s chest and head. However, it is important to note that it is uncommon for front airbags to deploy in rear-end collisions, rollovers, or side-impact accidents. During these types of crashes, the side airbags deploy, providing protection between vehicle occupants and the doors.

What Causes Airbag Injuries?

A number of injuries have resulted from faulty airbag deployment or during regular operation of the front and side airbags. There have been cases of airbag deployment without the vehicle being turned on or running at all. The intensity of airbag inflation is another cause of personal injury resulting from airbag deployment. In fact, airbags are inflated with such force that the metal casing surrounding it may produce shrapnel, causing injury.

Airbags may deploy at the wrong time
Airbag deployment in a low-impact collision
The crash sensor may fail to deploy the airbag when needed
Only one airbag deploys
The airbag may deploy too late (timing of airbag deployment is important. Even if the airbag deploys a fraction of a second too late, it could cause serious personal injury to the driver and occupant).

What Injuries Can Airbags Cause?

Airbag deployment may lead to a range of injuries. The chemicals used within the device, the rate of the airbag deployment, airbag design, and lack of seatbelt use all play a role in airbag-related injuries. While rare, airbag injuries have the potential to cause significant trauma:

Facial Injuries
Chest Injuries
Neck & Back Injuries
Burns to the chest, arms, and hands
Skull, rib cage, face, arm, and wrist fractures
Concussions, brain swelling and bruising as well as loss of consciousness
Asthma attacks and other throat irritations
Eye injuries
Trauma to the ear that may lead to hearing loss
Internal bleeding
Fetal injury in pregnant women

How to Minimize Airbag Injuries

seat belt You can reduce the risk of an airbag injury in an accident by taking these precautions when you drive your vehicle:

Always wear a seatbelt
Children under 12 should always ride in the back seat
Ensure that seats are at least 10” back from the front dash of your vehicle (airbag deployment area)
Check your vehicle’s model and year for any airbag-related recalls
Ensure you are using the correct car seat for your child’s height and weight.
Children should be properly secured and in the proper-seated position at all times.
If possible, avoid driving if you are pregnant
Do not place your arms across the steering wheel
Tilt the steering wheel downward, toward your chest – not your neck or head
Place both front seats as far as possible and as comfortable for safe driving
Do not install rear-facing infant restraints in the passenger seat.

What Steps Should I Take if An Airbag Malfunctions?

Preserve the evidence related to the airbag (parts)
Ensure the vehicle’s computer doesn’t get wiped
Do not transfer the vehicle over to ICBC, mechanic or junkyard

Contact A Trusted, Experienced Personal Injury Lawyer

If you are suffering injuries sustained in a vehicle accident from an airbag malfunction or deployment, contact our compassionate and experienced legal team at Tim Louis Law and Associates to book your free consultation today by calling 604-732-7678 or email Timlouis@timlouislaw.com

source:
https://www.icbc.com/about-icbc/newsroom/Documents/airbags.pdf

Common Workplace Injuries

Prevent Workplace Injuries

When we think about workplace injuries, what often comes to mind are high-risk occupations in construction, manufacturing, or those dealing with hazardous materials – but the fact is, workplace injuries happen across all industries, in all occupations – and most of them are entirely preventable with proper care and preparation.

Workplace Injuries

Although the types of injury commonly sustained at work are as numerous as the number of jobs that can be listed – some of the more common and preventable injuries are:

Strains/Sprains

These types of injuries also referred to as “repetitive strain injuries (RSI)” or “musculoskeletal disorders” are very common workplace injuries due to the number of occupations dealing with repetitive tasks throughout the day.

Some of the more frequent causes of these injuries can include:

Repetitive or vigorous movement over long periods of time
Lack of movement/holding your posture or limbs in an unnatural position for long periods
Overusing a particular group of muscles
Poor posture or a non-ergonomically designed workspace

Back Injuries

back pain

Injuries related to the back are common among numerous occupations and can have an affect — both personally and professionally, long after the initial injury itself. Some of the more common factors resulting in back-related injury can include:

Repetitive lifting or moving of heavy objects, reaching or bending
Sustained whole-body vibration or jarring from the use of machinery
Poor posture, improper or inadequate back support seating in the workplace
Prolonged periods of inactivity

Head Injuries

A head injury can be serious and can lead to contusions, hematomas (bleeding in the brain), and concussions. Unfortunately, it’s not uncommon in the workplace –, especially in manufacturing and construction industries. ‘Closed’ head injuries do not pierce the skull and “open” head injuries happen when an object has pierced through the skull, causing possible brain injury. Generally, recovery time may be longer than other common workplace injuries, although most people fully recover from minor to moderate head injuries.

Some of the more frequent causes:

Being hit by falling or flying objects
Slipping or tripping and falling
Falling from above such as tumbling down stairs or falling off a ladder
Walking into objects such as a wall, cabinet or glass window

Herniated/Bulging Discs

Both herniated and bulging discs can affect a person’s nerves, tendons, muscles, and joints. These are common injuries and can result from repetitive motion trauma and or soft tissue disorders resulting from a workplace injury. If you injure your back or neck, a spinal disc can move out of place and can bulge outward from between the vertebrae — putting pressure on spinal nerves. Sciatica (nerve pain radiating down one leg) is a
common symptom of a herniating disc injury, as well as numbing, tingling pain in the legs and weakness in the back and legs.

Some of the more frequent causes of these injuries can include:

Heavy lifting and overexertion
Hard blows to the lower back
Ongoing, repetitive motion
Sitting for extended periods of time in an awkward position
Slip, trip or fall

PREVENTION:

workplace safety

With a little care and consideration, most of the workplace injuries we’ve listed can be prevented with proper understanding and preparation. Some of the methods for preventing these common injuries are:

Proper lifting techniques
Make exercise a part of your daily routine
Listen to your body
Pay attention to posture and form
Proper protective gear such as helmets to protect the head from injury
Safety training, preparation, and education on behalf of the employer

These common workplace injuries can have a lasting impact on one’s health and quality of life. If you or a loved one has experienced a serious injury while on the job, contact Tim Louis and his compassionate and experienced legal team today: 604-732-7678

Filing a Whiplash Claim After a Car Accident in BC

Automobile collisions can happen without warning – which is why whiplash is such a common injury in BC, often occurring as the result of rear-end motor vehicle accidents but also from work-related injuries, sports injuries, or any other commonplace and traumatic event.

rear end accident

What is Whiplash?

Sudden jerking movement of the neck area and surrounding muscles can cause severe strain on ligaments – causing damage to soft tissues, injuring the spine and even causing damage to nerves that can go unnoticed at first, but create long-lasting pain and physical limitations.

The recovery time for whiplash can be as little as a few short weeks or can be an on-going process for several months and even years for many patients. This painful and often stressful mending process may require continuous medical care and can result in an interruption of normal daily activities and even lost wages.

Common Symptoms of Whiplash

Neck pain & muscle stiffness
Headaches
Pain in shoulders
Dizziness
Blurry vision
Nausea
Ear ringing (also known as tinnitus)
Uncomfortable pain during sleep
Tingling and numbness in the arms

Receiving the Right Medical Treatment

Your medical Doctor can perform a cursory examination by checking your natural range of motion, pain and sensitivity levels and many other symptoms common with whiplash injuries. Unfortunately, soft tissue damage is not always detectable by these basic methods and further diagnostic testing such as MRI or x-rays may be performed to determine further injury; including broken bones or spinal damage.

The level of treatment needed will vary depending on the severity of your whiplash injury. Patients who experience mild whiplash may only require over-the-counter medication, while other patients who have experienced extensive damage may require more specialized treatment, prescription medication and or physical therapy.

How Soon Should I File a Claim?

Not everyone will experience an injury in the same way. Some people may experience immediate pain and stiffness following an automobile collision while others may feel nothing at all aside from a little shock from the event – until the symptoms of their injuries become apparent the following day, the following week – or even several weeks later. It is absolutely crucial for anyone involved in a vehicle collision to visit his or her medical doctor and file a claim as soon as possible.

How Much Is My Claim Worth?

financial expenses ICBC may try to minimize the amount of financial compensation paid out for an injury resulting from a vehicle-related collision — knowing that most people are unaware of the worth of their personal injury claim. As such, the statement you make to ICBC can drastically impact the way in which ICBC handles your claim. An experienced personal injury Lawyer will inform you about the specific claims available to you and determine their worth. Claims can include financial compensation for loss of enjoyment of life, pain, and suffering, wage loss or any other out-of-pocket expenses that may have been lost or may be lost in the future.

Additional resource: Steps in an ICBC Claim

Everyone deserves fair compensation for whiplash or any other personal injury resulting from a vehicle collision. You are more likely to be fairly compensated by hiring an experienced personal injury Lawyer who will work with you to find a fair settlement for your claim – despite what an ICBC adjuster may tell you.

Before You File an ICBC Claim

It’s important to note that if your whiplash is the result of a motor vehicle accident, ICBC’s priority is to assess your injury sooner rather than later and settle your case as quickly as possible. Once you settle with ICBC however, you will not be able to obtain additional compensation at a later date if you experience pain in the future.

The severity and effects of whiplash on people are unique to each specific case. Tim Louis and his compassionate and talented legal team can give you the solid, trusted advice you need and can deal with ICBC on your behalf. If you or your loved one has been injured in a motor vehicle accident in Metro Vancouver and would like to consult with our legal team who will do everything they possibly can to get you the personal injury settlement you deserve, contact us today for a free consultation at 604-732-7678.

Injury Claims