Disability Claims for Self-Employed Professionals If you are self-employed and have purchased a disability insurance policy, you have assumed that this policy serves as income replacement if you are unable to run your business for a period of time due … Continue reading

How You Can Lose Your Long Term Disability Compensation Have you applied for Long Term Disability coverage and have the feeling you are being followed while out in public? If you have submitted an application for disability or are collecting … Continue reading

Disability Insurance: Expansion of Special Costs   Introduction A recent BC Court of Appeal case, Tanious v. The Empire Life Insurance Company, 2019 BCCA 329 [Tanious], gives disability insurance claimants who take their insurers to court greater prospects of obtaining … Continue reading

Long-Term Disability Coverage Some insurance policies issue payments for a certain amount of years, while other policies may stop payments after up to a decade. The question, unfortunately, does not have a definitive answer, as every insurance policy is unique. … Continue reading